Markets2D Business roundup2D Car rental insurance4D WEDNESDAY APRIL 16, 1986 THE MARKETSCONSUMERSTRENDSSTRATEGIES MESSENGER-INQUIRERID uii.mu. f.ja "mtjm 22 Data compiled by the Center for Business and Economics, Kentucky Wesleyan College AVERAGE WEEKLY WAGES 3rd quarter 1985 $600 $400 Kentucky Daviasa Hanco*ck McUan Muhlanbarg Ohio Cabinet tor Human RaMurcaa. Fajuraa am tot awkata oavarad by Kantuckya iNtamptoymant mauranoa law AVERAGE WEEKLY WAGES Kentucky and Daviess County by quarter Kentucky Daviess County $400 $300 $200 -'lW" "raaW''jj tj! nm $100 $0 1985 fr" 4 a i ,1 SOURCE: Kentucky Cabsnot to Human owe FqurMwa Larry Fink, Messenger-Inquirer AVERAGE WEEKLY WAGES fi 0 i 'i 1 a 4 1 Larry Fink, Messenger-Inquirer 3rd of 1984 change QUARTERS 3rd 1985 ALL INDUSTRIES Computer games go beyond fun Hackers break into businesses, government without leaving home TUTORIALS IN CRIOE Th Detroit News Electronic bulletin board systems are versatile teaching toots, with hackers posting detailed tutorials on the following: Hacking: Using a personal computer and modom to trespass into the private computer systems of corporations, foundations, universities and banks. Carding: Using valid credit card numbers obtained from discarded carbons, accounts posted at video rental stores or even by hacking credit bureau computers. Trashing: Sifting through trash to find discarded credit card carbons, receipts, computer passwords and code words and confidential company directories.
"Phraaklng" or Manipulating phone systems, usually to make long-distance calls at no charge. "Kentucky $313 $308 1.7 Daviess 301 299 0.8 Hanco*ck 544 530 2.6 'McLean 237 236 0.5 Muhlenberg 351 354 Ohio 350 337 3.9 MINING, QUARRYING Kentucky $529 $531 Daviess 419 424 Hanco*ck 285 224 27.3 1 McLean 197 261 'Muhlenberg 683 666 2.6 Ohio 694 630 10.2 1 CONTRACT CONSTRUCTION Kentucky $335 $333 5.4 Daviess 319 308 3.6 Hanco*ck 318 343 McLean 156 165 Muhlenberg 260 327 Ohio 316 368 MANUFACTURING Kentucky $416 $402 3.7 Daviess 401 405 Hanco*ck 617 614 0.5 McLean 323 307 5.3 Muhlenberg 228 248 286 281 1.8 TRANSPORTATION, COMMUNICATION, UTILITIES Kentucky $417 $408 2.2 Daviess 439 451 Hanco*ck McLean 448 483 Muhlenberg 406 436 Ohio 419 398 5.3 SeeBOTTOM LINE3D By Lise Olson The Detroit News Mr. Slippery, 12, never thought playing on his home computer amounted to much more than harmless fun until a mysterious call from a stranger one day proved otherwise. "I got a funny phone call from someone offering me money to destroy a bank's records," said Mr. Slippery, identified by his hacker alias.
"At that point in time, I realized that that's an incredible way to launder money. That if I was real smart, I would move out of the whole thing, because that was an obvious point at organized crime, to me." Hacking, or using a personal computer to trespass by phone lines into the private computer systems of corporations, foundations, universities and banks, is a new form of organized crime, say experts. In the last year or two, a new, sophisticated breed of hacker has emerged. Their ages vary, from the early hackers who started at 14 and have not entered college to adults who operate computerized crime networks, but their motives are similar: criminal. When Mr.
Slippery started hacking seven years ago he was an exception among pimply faced, curious kids whose computers were toys for cheap, and typically harmless thrills. For four years, he lived up to his alias, eventually penetrating top security government computers at the Department of Defense and the National Security Agency. Mr. Slippery remained undetected until his last several weeks as a hacker. He was never caught, never convicted.
Toward the end, he realized government security agents were following him and decided to put away his phone modem for good. Computer crime experts say the hacker problem is getting worse, even though industries are increasingly reluctant to discuss the topic. "The malicious hacker problem is continuing to in- Where there is evidence of serious computer hacker crime is on electronic bulletin board systems (BBSs), where hackers share gathered intelligence. "A large proportion of these kids are, in fact, juvenile delinquents with other arrest records," said SRI's Parker. Recently, a hacker posted this on a local BBS: "I live in Cleveland and the Phedds are everywhere.
This guy who goes by the alias Lou Zer got caught and they told him if he narced on like 5 people he would get off with probation so he did that. Now like half the (2300) club has been busted and this kid has a lot of problem in the future. Also I have seen cops that I know of dressed as federal express guys. Try and avoid using them. Also here's some PBXs to with.
They belong to Standard Oil. Later, Sir Gallahad." Other BBSs post lists of telephone numbers of Fortune 1000 corporations, banks, credit bureaus, universities and foundations. Admittedly, many of the numbers are invalid, say experts. Though there are BBSs that admit members only on invitation and operate as part of a computer underground, others can be accessed by anyone with a computer and a phone modem. Often the boards carry foreboding names like Sanctuary, Future World, Dark Side, Deathtrap and Speed Demon Elite.
John Maxfield is a computer security consultant. Maxfield spends most of his working hours scanning BBSs, and is known by computer crime experts as a hacker tracker. His investigative work scanning boards has resulted in more prosecutions of computer hackers than anyone else in the field, say sources familiar with his work. Maxfield, who accepts death threats and other scare tactics as part of the job, says the trick is knowing the enemy. See HACKERS3D crease drastically and is getting far more serious," said Donn B.
Parker, author of Fighting Computer Crime and a computer and data security consultant at SRI International, a California-based, non-profit research institute. "The lowering costs of equipment, the attraction of it for new kids coming into it as a rite of passage, points to increasing vulnerability of American business to the hacker problem." Parker's expertise got him hired as a technical consultant to the movie "War Games" about two teen-age hackers who penetrate government defense computers. 3 30-year-old founds largest jet-taxi firm Tapping home equity can be tricky mission Millions of American home owners and other real estate investors value their equity in their property as a precious asset. In many cases, it represents the largest item in their total net worth. When home prices rise, as they have for much of the time in most areas of the country over the past two decades, owners are fond of 'I'd rather do a deal than play tennis or lie on a beach.
Jonathan Rosenthal congratulating them CHET CURRIER Associated Press selves on their increasing wealth. But real estate equity has its limitations. Tapping it for other purposes can be a tricky and sometimes costly mission. 'How much equity many customers NetAir has or identify any, but said they are mostly senior executives. Air-freight carriers sometimes use NetAir when their own planes break down, Rosenthal said, but his most demanding clients are TV news crews dispatched to cover an urgent story.
"When they call they're on their way out the door, screaming into the phone 'We're in the he said. "When they want to go, they want to go." With rates of $2 to $3 per mile, a NetAir roundtrip from Denver to New York for up to eight people costs about $10,000, Rosenthal said. The comparable commercial roundtrip fare ranges from $198 specials to $1,118 for first class. Rosenthal said many potential investors at first dismissed his concept for on-demand air travel, calling it nothing more than an expensive airline in an environment where most See ROSENTHAL30 By Rick Gladstone Associated Press Jonathan Rosenthal says he began with a pilot license, law degree, telephone and $7,000 from his savings and a credit card cash-advance. Three years later at age 30, he runs the nation's biggest jet-taxi company, owns $1.5 million worth of its stock, drives a Porsche and ponders his future.
''II think about the next deal. I think about why aren't I further along," Rosenthal said. "The problem is, the diving board keeps changing distance from the water." Rosenthal is president of NetAir International a Denver-based company that operates 74 business aircraft for charter to clients that range from television news crews to Investment bankers. Rosenthal spoke in an interview about himself and his company, on paper made him a millionaire before his 30th birthday. "It doesn't feel like much.
I've got don't," he said. "They're going after the $99 passenger. If you look at an airport, it looks like a bus station did 10 years ago." NetAir owns none of its planes, but leases them from corporations in exchange for maintenance services and a portion of the charter revenue. NetAir also has no crews, but hires them through a network of independently owned aviation companies scattered at airports throughout the country. Rosenthal said these companies are similar to a franchise operation such as a McDonald's fast-food restaurant or Hertz car rental, with the same standard of service and NetAir logo.
Netair's major physical assets are its core of seven employees and a computer that enables the company to coordinate use of the planes and crews, so that a flight can be ready for takeoff within two hours of the time a client calls on a 24-hour toll-free number. Rosenthal did not specify how everything I want. I've got my little Porsche and I like to date beautiful women," he said. "But I'd rather do a deal than play tennis or lie on a beach. If I didn't do business, I don't know what I'd do." An attorney disillusioned with practice of law, Rosenthal co-founded NetAir three years ago with a business consultant, Stephen Straight, in the midst of airline deregulation.
They aimed at a narrow segment of people who cannot afford to wait for scheduled flights and need not worry about expenses. "We're in a business environment where deals get done in days. How do airlines answer this question? They do you have in the That's a common question in the real estate business," says John T. Reed in the current issue of the monthly Real Estate Investing Letter. "To answer, we investors usually just subtract our loans from the current market value.
But is that figure right? What do you really have to work with? "No matter how you do it financing, selling, exchanging it's tough to get ALL your equity out of a property." See CURRIER3D.
